A pending foreclosure date is the most stressful kind of clock. The good news: even at the eleventh hour, a cash sale is usually faster than you think — and almost always a better outcome than letting the auction happen.
How fast we can close
We've closed homes inside seven days. If your auction date is two weeks out, we can almost certainly beat it. If it's tomorrow, call us first thing — we've negotiated short postponements with lenders once they know a closing is funded and on the calendar.
Your equity
Foreclosure is the worst possible way to liquidate equity. Whatever the home is worth above what's owed should go to you, not get absorbed in legal fees and a fire-sale auction. A standard cash sale gets you that money. A foreclosure auction usually doesn't.
Your credit
A foreclosure typically stays on your credit report for seven years and can drop your score by 100 points or more. A normal sale — even a fast one — does neither. The difference shows up the next time you rent an apartment, finance a car, or apply for a mortgage on a future home.
What we need from you
The address, an idea of what's owed, and the auction date if there is one. We'll handle the rest, including coordinating directly with your lender if that helps move things along. You don't need to have everything figured out before you call.